Medical

Cigna Premier Plan & Advantage Plan

You have the flexibility to seek care from an in-network or out-of-network provider. It is important to note that you receive the maximum benefits from the plan when you seek services from in-network providers.

The Cigna network offers national access to providers. To find out if your physician is in network, please visit their website at: Cigna.com and click “Find a Doctor, Dentist or Facility.” Be sure to select PPO.**  You may also direct your questions to the Customer Service number located on the back of your medical identification card.

Below is a brief summary of the medical plans available to you and your family. For more detailed information, please refer to your 2026 Employee Benefit Guide.

Cigna Premier Plan

Premier PlanIn-Network
Calendar Year Deductible
(Individual/Family)
$1,000/$2,000
Calendar Year Out-of-Pocket Max
(Individual/Family)
$6,500/$13,000
Coinsurance80%
Routine Preventive Care100% Covered
Physician Office Visit$25 Copay
Urgent Care$100 Copay
Emergency Room$450 copay, then Deductible + Coinsurance (ded + coins waived if admitted)
Inpatient Hospital CareDeductible + Coinsurance
Outpatient Hospital CareDeductible + Coinsurance
Chiropractic Care (20 visit limit per year)$25 Copay + Deductible+ Coinsurance
Lab Services$0 at an In-Network Independent Lab, or Deductible + Coinsurance at other facilities

Prescription Drugs

Prescription DrugsCigna Network Premier Plan
Calendar Year Deductible (30 day Supply)Not Applicable
Retail (30 day Supply)
GenericLesser of $5 Copay or Actual Cost
Brand Formulary25% of Cost up to $50
Brand Non-Formulary40% of Cost
Mail Order Drugs (90 day Supply)
GenericLesser of $15 Copay or Actual Cost
Brand Formulary25% of Cost up to $50
Brand Non-Formulary40% of Cost
Specialty (30 day Supply)25% of cost up to $300

Cigna Advantage Plan

Advantage PlanIn-Network
Calendar Year Deductible
(Individual/Family)
$3,500/$7,000
Calendar Year Out-of-Pocket Max
(Individual/Family)
$6,500/$13,000
Coinsurance90%
Routine Preventive Care100% Covered
Physician Office Visit$40 Copay
Urgent Care$125 Copay
Emergency Room$550 Copay, then Deductible + Coinsurance (ded & coins waived if admitted)
Inpatient Hospital CareDeductible + Coinsurance
Outpatient Hospital CareDeductible + Coinsurance
Chiropractic Care (20 visit limit per year)$40 Copay
Lab Services$0 at In-Network Independent Lab, or Deductible + Coinsurance at other facilities

Prescription Drugs

Prescription DrugsAdvantage Plan
In-Network
Calendar Year Deductible (30 day Supply)Not Applicable
Retail (30 day Supply)
GenericLesser of $15 Copay or Actual Cost
Brand Formulary25% of Cost up to $75
Brand Non-Formulary40% of Cost
Mail Order Drugs (90 day Supply)
GenericLesser of $15 Copay or Actual Cost
Brand Formulary25% of Cost up to $75
Brand Non-Formulary40% of Cost
Specialty (30 day Supply)25% of Cost up to $350

2026 Continuation Coverage Rates

Advantage Plan, Medical/Rx

Individual Employee: $541.20 per month
Employee + Spouse: $1,683.00 per month
Employee + Children: $1,423.40 per month
Employee + Family: $1,856.80 per month

Premier Plan, Medical/Rx

Individual Employee: $638.00 per month

Employee + Spouse: $1,986.60 per month
Employee + Children: $1,674.20 per month
Employee + Family: $2,180.20 per month

Concierge Nurse Navigators

Nurse Navigation Available to All Enrolled Members of the Medical Plan

• Choosing facilities that deliver proven high-quality care
• Choosing doctors and facilities that gladly accept your health plan
• Help maximizing your benefits and reducing your out of pocket
• Understanding your diagnosis and treatment options
• When is a second opinion appropriate?

Call BEFORE you schedule care to eliminate your deductible and coinsurance.

What qualifies for waived deductible & coinsurance under the Concierge Nurse Navigator program?

• Imaging – CT Scan, MRI, Ultrasound, Echocardiogram, etc.
• Scheduled Inpatient/Outpatient Surgeries – Hip Replacement, Heart Bypass Surgery, Knee Replacement, etc.
• Scheduled Outpatient Procedures – Colonoscopy, Heart Catheterization, etc.
• Second Opinions – with a highly qualified physician or Center of Excellence (i.e. cancer diagnosis or treatment, spine surgery or fusion, complex surgeries)

Gianna Family Care – For Members Covered by the Health Plan

Direct Primary Care services for adults only: covered with KerixHealth affiliation at NO COST to members

Fertility/Hormonal Care services: $60/month Covered with KerixHealth Affiliation, $80/month billed to patient & reimbursable at the out-of-network benefit level by submitting a claim to Sage (12 month lifetime maximum)

Prenatal/Obstetric Care: $60/month Covered with Nextera Affiliation, $80/month billed to patient & reimbursable at the out-of-network benefit level by submitting a claim to Sage

Additional Services (Newborn Hospitalization Care, Delivery Fees, Circumcision): Billed to patient & reimbursable at the out-of-network benefit level by submitting a claim to Sage.

Reimbursements will be submitted as out-of-network claims and will be processed the same way as the rest of your out-of-network benefit, meaning that, after you have satisfied your out-of-network deductible, you will be reimbursed at 60% on both the Premier and Advantage plans.

Natural Family Planning For Members Covered by the Medical Plan

This benefit includes education and counseling visits (in-person or virtual) to learn Natural Family Planning, office visits, and testing materials, at no cost to you through MyCatholicDoctor.com.

Any medically necessary additional care (such as labs, ultrasounds, surgery, etc) ordered by a MyCatholicDoctor.com provider will also be available at no cost to you, provided that such care is facilitated through your Nurse Navigator.
The Archdiocese will cover 100% of costs up to a maximum of $400 per calendar year for the insured employee or their spouse. The benefit is limited to $400 total per family. Please submit copies of receipts to the archdiocese Human Resources office by January 31 of the following year.

Please note: Some items such as the Oura ring, or electives such as a charting application, are not reimbursable

MyCatholicDoctor

MyCatholicDoctor is a nationwide organization that brings a network of faithful medical professionals to you through video appointment (telehealth). We offer rapid access urgent care 24/7/365, as well as appointment-based visits. Appointment-based visits will generally have a lower co-pay and include both primary care and specialty care.

We can initiate your medical care virtually, order any necessary labs or imaging, and send prescriptions to any pharmacy of your choice. We practice evidence-based scientific medicine from a Catholic perspective and integrate Catholic spirituality into our care as appropriate to the situation.

When can I use MyCatholicDoctor?
Choose our rapid access urgent care when:

  • You need care now
  • If you are considering the ER or urgent care center for a non-emergency issue
  • You are traveling
  • You need care during non-business hours

Smartphone access appointments by video or phone.
Confidential visits are available during evenings, weekends, and holidays.

To Get Started Visit
https://mycatholicdoctor.com/archkck/
No Password Required
No Special App