Additional Benefits

Voluntary Accident

Health insurance covers medical expenses, but it doesn’t usually cover indirect costs that can arise with a serious or even a not-so-serious injury. You may end up paying out of your own pocket for unexpected expenses like transportation, over-the-counter medication, childcare, and extra help around the house. With accident insurance, the benefits you receive can help take care of these extra expenses.

Coverage Highlights

  • Low plan vs High plan
  • Guaranteed Issue coverage.
  • Covers off-the-job accidents.
  • Coverage is portable at the same benefit level and premium amount, as long as premiums are paid to Sun Life Benefits.
  • Pays a benefit for hospitalization, emergency treatment, intensive care, fractures, and more.
  • Injuries treated within 90 days (180 days for AD&D) from the date of an accident will be paid based on the benefit schedule in the policy.
  • Benefit can be used to help pay for out-of-pocket medical costs or everyday expenses.

Voluntary Accident

Low Plan - Per Pay Period PremiumHigh Plan - Per Pay Period Premium
Employee$4.32$6.16
Employee + Spouse$7.04$10.49
Employee + Child(ren)$8.00$12.10
Family$10.72$16.42

Downloads

Accident Summary

How to file a claim

Voluntary Critical Illness

Helps protect you in the event that you are diagnosed with a critical illness. Provides a lump-sum benefit to help
you cover out-of-pocket expenses. Some examples of a critical illness may include:

  • Heart Attack
  • Stroke
  • Cancer
  • Major Organ Transplant

Benefit Description:

  • Coverage available in increments of $10,000 from $10,000-$40,000
  • Guarantee issue coverage
  • Spouse coverage available in increments of $10,000 from $10,000-$40,000 (not to exceed 100% of employee coverage)
  • Child coverage available in $5,000 increments from $5,000-$20,000 (not to exceed 50% of employee coverage)
  • Benefits are paid directly to you, unless assigned to someone else.
  • Coverage supplements existing medical benefits and can help cover the costs of out-of-pocket expenses.
  • Continuation of coverage beyond employment with continued premium payments.

Rates are available in the Paylocity Enterprise Benefit portal

Downloads

Critical Illness Summary

Supplemental Health Taxation

How to file a claim

Voluntary Hospital Indemnity

Covers out-of-pocket expenses not covered by your medical plan while confined to a hospital. You have the option to purchase hospital indemnity insurance to help with unexpected costs such as child care, deductibles, and lost income.

Benefits

BenefitsPlan 1
First day in the hospital (Regular bed)$1,000
Hospital confinement (Up to 30 days)$100/day
ICU confinement (Up to 10 days)$100/day
Extended hospitalization$100/day

Per Pay Period Rates

Per Pay Period Rates
Employee$7.12
Employee + Spouse$15.05
Employee + Children$12.23
Family$20.15

Downloads

Hospital Indemnity Summary

Supplemental Health Taxation

How to file a claim